Startupnkap Innovative Microfinance (SIM) is committed to bridging financial gaps for the unbanked, underbanked, and financially excluded. With a growing network of over 5,000 members, our inclusive model empowers individuals, startups, and small businesses across Cameroon.
All-in-one services
Micro-loans to mentorship: Tools and support for individuals & small businesses.

Our Mission
To transform the financial landscape by financing and supporting income-generating activities of low-income earners, startups, and emerging SMEs — boosting livelihoods and driving economic growth.
Flexible pricing options
We ensure only best consulting services for our clients
Our Vision
A future where every citizen has equal access to financial opportunities. We aim to become Cameroon’s first investment bank dedicated to inclusive growth and SME support.

Key Features That Set SIM Apart

SME-Focused
We tailor our services to the unique needs of small businesses and project owners, with dedicated relationship managers offering personalized financial support and guidance.
Tech-Driven Innovation
Our digital-first approach leverages mobile banking, smart credit scoring, and secure platforms to deliver fast, efficient, and reliable financial services.
Strong Partnerships
We collaborate with incubators, accelerators, and industry networks to connect members with growth opportunities, funding, and mentorship.
Inclusive by Design
Our mission is to serve the underserved — including women-led, youth-driven, and rural businesses — ensuring everyone has access to fair and flexible financial tools.